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When you are away from home you want a plan that will:
- Provide 24 hour claims assistance,
- Accept collect calls from around the world,
- Process claims in virtually any language and currency.
You'll also want an insurer who can:
- Handle the logistical challenges of an Emergency Medical Evacuation,
- Arrange for Emergency Reunions (covered under the policy!),
- Wire payment to a foreign hospital, so you can be treated without delay.
International health insurance medical coverage makes sense, even if you have
great coverage at home:
- Most US-based health plans are not set up to handle claims and emergency phone calls
from around the world. (Imagine contacting your carrier at 3:00a.m. from a foreign
country.)
- Coverage is often limited to 30 or 60 days outside the country.
- HMO and PPO plans may impose severe out-of-network penalties for treatment
- Medicare generally does not cover any claims incurred outside the United States.
- Most US health plans would not:
- Pay for or coordinate Emergency Evacuation,
- Pay for Repatriation of Mortal Remains in the case of a death,
- Provide simple travel coverage for lost / stolen bags.
Affordable coverage you can count on - anywhere in the world! Our Administrators
handle over 75,000 international claims per year.
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