International Health Coverage
While you are traveling abroad, you want a plan that boasts the following coverage:
- 24 hour claims assistance
- Accepts collect calls from around the world
- Can process claims in virtually any language and currency
You'll also want an insurer who can do these important tasks:
- Handle the logistical challenges of an Emergency Medical Evacuation
- Arrange for Emergency Reunions (covered under the policy!)
- Wire payment to a foreign hospital, so you can be treated without delay
International health insurance and medical coverage makes sense even if you have great coverage at home. Did you know that most U.S.-based health plans are not designed to handle claims and emergency phone calls from around the world? Imagine contacting your carrier at 3:00a.m. from a foreign country. HMO and PPO plans may impose severe out-of-network penalties for treatment. Even Medicare generally does not cover any claims incurred outside the United States.
Most U.S. health plans will not pay for or coordinate an emergency evacuation, pay for repatriation of mortal remains in the case of a death, or provide simple travel coverage for lost or stolen bags. With affordable coverage that can be counted on anywhere in the world, you can feel at ease while traveling abroad.